Mobile Plant Insurance

Construction projects are highly dependent on the use plant and machinery. Whether you’re a farmer, contractor or miner, there can be significant risks associated with working on large scale projects and operating heavy machinery.

Mobile plant insurance has been designed to protect all types of mobile plant and equipment from the smallest post hole digger to the largest fixed or mobile cranes.

Our team of insurance brokers can recommend policies to provide cover for:

• Damage to lifted Goods
• Multiple crane operations
• Damage to hired plant and/or machinery
• Theft or loss of plant or equipment
• Machinery repair and replacement
• Employees property damage
• Liability payable
• Financial loss
• Recovery costs

Mobile plant insurance can protect your business assets from various risks by providing cover for a wide range of mobile plant and equipment types across many industries.

Mobile plant insurance policies can also provide protection for material damage, loss of income and third-party damage or liability.

Additional cover can also protect your accessories, tools and spare parts, employees personal property, emergency services changes, recovery costs and hired-in machinery.

There are some exclusions to what mobile plant insurance can cover. There is often a deductible or excess.

The following may not be covered in the mobile plant insurance policy:

• Loss or damage due to electrical or mechanical breakdown/failure
• Pre-existing faults and damages
• Loss of or damage to replaceable parts such as bits, drills, knives or other cutting edges, saw blades, dies, moulds etc.
• Loss or damage due to explosion of any boiler or pressure vessel subject to internal steam or fluid pressure or of any internal combustion engine
• Loss/damage to insured plant and machinery due to war, wilful or negligent acts, contractual liability, manufacturers guarantee, consequential loss or liability
• Damage due to terrorism risk
• Damage for which the supplier or manufacturer is responsible​
• ​Any kind of transit risk

Our  mobile plant insurance brokers will explain how the policy works, outline any exclusions, excesses, and limits of liability, depending on your insurer and the requirements of your business.