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Construction insurance protects your business, buildings and equipment.
Construction insurance protects your business, buildings and equipment.
Construction projects involve multiple stakeholders and are often undertaken on challenging sites.
Contract works insurance can cover the works building under construction, as well as the pre-existing buildings whether it’s a domestic or commercial project. It can also cover the raw materials, tools and equipment used in construction, as well as public liability risk.
A range of policies are available through construction insurance companies which can protect your business, tools, materials and equipment.
The exact cover you can receive depends on the policies that you take out. But to give you an idea, here are some of the ways that construction insurance can provide protection:
Whether you’re an owner-builder, a contractor or a large construction company, construction insurance companies offer a range of policies to safeguard your business, buildings and equipment.
Our construction insurance brokers can recommend policies to provide cover for:
Contract works insurance is recommended for small, medium and large commercial, industrial and domestic builders, sub-contractors, and owner-builders.
Most owner builders take out contract works insurance for a specific contract, while professional builders generally choose an annual policy that covers multiple contracts.
Rick has a small construction business, which employs subcontractors from time to time. As his usual plumber was unavailable for a job renovating a home,
Rick employed a plumber recommended from a friend in the building business. Unfortunately, the plumber did a careless job and a pipe burst overnight, flooding the building and causing extensive damage to the half-completed renovations.
Rick successfully claimed on his contract works, which covered the cost of the labour and materials to rectify the damage.
There are some exclusions to what construction insurance can cover. There is often a deductible or excess. Our construction insurance brokers will explain how the policy works, outline any exclusions, excesses, and limits of liability, depending on your insurer and the requirements of your business.
Building construction insurance can provide cover against:
Your construction insurance brokers will access your needs and can recommend the right policies for your business.
This type of insurance, also known as ‘tradies insurance’, can cover against damage to third party property or injury.
Our insurance brokers will access your needs and can recommend the right insurance policy for your business.
If you’re looking for construction insurance NSW, our brokers can provide a range of policy options to safeguard your business, buildings, plant and equipment.
Our policy recommendations are tailored to your business and may include contract works, professional indemnity, public liability, cyber insurance and more, depending on your requirements.
Finding the insurance for your business can be time-consuming. Our construction insurance brokers have extensive knowledge of the market, which means we can find you the right policy with the right cover at the best possible premium tailored to your business needs.
There is no difference. Both types of construction insurance can cover the physical loss or damage to any property over the course of a construction project.
Protection for your business, premises, contents, stock, equipment and reputation.
Business Interruption Insurance protects your business’ ability to keep on running when unexpected interruptions such as property damage occur.
Workers Compensation Insurance is designed to cover an employer’s liability for wages, and rehabilitation and medical benefits payable to an employee who is injured or sick while at work.
Call us on 02 4969 8100 or request a call back.
We know that navigating the world of insurance can be complex and confusing. Our brokers compare the myriad of insurance options on the market for you, providing expert advice to implement your chosen plan.
We empower thousands of Australian businesses to focus on what they do best, knowing they’re protected against any possible eventuality.