Farm insurance covers your home and farm buildings, livestock, vehicles, equipment and more.
Farm insurance covers your home and farm buildings, livestock, vehicles, equipment and more.
Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.
That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property.
The exact cover you can receive depends on the policies that you take out. But to give you an idea, here are some of the benefits a farm insurance policy may include:
Large-scale crop growers, livestock producers and even small family or hobby farms need farm insurance. Insurance can help protect your farm, its produce and livestock.
Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income. For example, a typical farm insurance policy can cover:
Jason owns a wheat farm in western New South Wales. He owns some expensive farming equipment and vehicles. One night, a fire breaks out in one of his sheds, destroying a tractor and a ute.
Jason’s farm insurance covers the repairs to the shed, replaces the damaged contents, and he’s able to claim the cost of replacing both vehicles after the fire.
There are some exclusions to what farm insurance can cover. Our brokers will explain how the policy works, outline any exclusions, excesses, and limits of liability, depending on your insurer and the requirements of your business.
Policies generally won’t include cover for:
On average, the policy cost is around 10% of the sum insured, however the cost of farm insurance can vary depending on the size and scale of your operation, length of cover and the number and types of policies you implement.
Our brokers can help compare and explain the myriad of insurance options on the market for you, providing expert advice to implement your chosen plan.
NewSure makes understanding farm insurance costs easy. From providing detailed quotes to understanding your business interruption insurance policy document, we provide tailored insurance solutions to protect your business.
The exact cover you can receive depends on the policy that you take out. But to give you an idea, here are some of the benefits a farm insurance policy may include:
Farm insurance can help protect your farm, its produce, livestock, crops and equipment. Farm motor insurance can protect your vehicles and other policies can cover your workers, your income, and those that benefit from it.
Our brokers can help you understand which policies you need, and find you the best options in the market.
Finding the right farm insurance can be time-consuming. Our brokers have extensive knowledge of the insurance market, which means we can find you the right policies with the right cover at the best possible premium tailored to your unique needs.
There are some exclusions to what farm insurance can cover.
Policies generally won’t include cover for:
Our brokers will explain how the policy works, outline any exclusions, excesses, and limits of liability, depending on your insurer and the requirements of your business.
Protection for your business, premises, contents, stock, equipment and reputation.
Choose from a range of motor vehicle insurance options and find the cover that’s right for you.
Home insurance can protect you if your home is damaged from fire, theft and more.
Call us on 02 4969 8100 or request a call back.
We know that navigating the world of insurance can be complex and confusing. Our brokers compare the myriad of insurance options on the market for you, providing expert advice to implement your chosen plan.
We empower thousands of Australian businesses to focus on what they do best, knowing they’re protected against any possible eventuality.