Get peace of mind and protection against cyber attacks, such as hacking, identity theft and cyber bullying.
Get peace of mind and protection against cyber attacks, such as hacking, identity theft and cyber bullying.
Personal cyber insurance is designed to help protect yourself and your family from the financial impact of cyber extortion, hacking, cyberbullying, cyberstalking and identity theft. Whether you’re a large family or an individual, protection is available for all needs.
Today, technology is embedded in many facets of our everyday lives. Whether it’s how we communicate, purchase items or coordinate our family’s busy schedule, we are heavily reliant on technology.
Personal cyber insurance can cover you, your family, your identity, your reputation, your money and your time (wage replacement) when a cyber event occurs.
Personal cyber insurance coverage may vary depending on the insurance policy and insurer. Our insurance brokers can help you find the most suitable product that meets your needs.
To give you an idea, here’s the type of cover that your policy may include:
If you or your family use internet-enabled devises, it’s likely that you will be faced with a cyber attack at some stage.
Personal cyber insurance coverage can help with financial losses to yourself and your family, following a cyber security breach.
You receive an email on your personal computer that looked like it was from your bank. The email requires you to download an attachment to ‘verify’ your account details.
It turns out the email was not from your bank, it was a fake email from a hacker. The attachment you downloaded was a keylogger virus that recorded your login details for various accounts including the login to your bank account.
The hacker then gained access to your bank account and transferred $5,000 from your account to their own.
Personal cyber protection insurance provided cover for the funds transferred as a result of cyber theft. Cover was also provided for cyber event response costs to remove the virus, restore data, and secure the policyholder’s home IT.
Exclusions and the excess you need to pay on personal cyber insurance coverage can vary greatly depending on your insurer.
Policies generally won’t include cover for:
There are other exclusions that our insurance brokers can outline for you.
Cyber insurance is also available for businesses.
Personal cyber protection insurance generally covers the financial impact of computer hacking, ransomware, or data theft. This could include personal financial costs, legal costs, remediation costs and wage replacement.
Premiums start from $99. Policy limits from $50,000 to $1,000,000 are available. For a free quotation on cyber insurance please contact us to speak to a broker.
For most people the answer is yes, you should consider personal cyber insurance.
However, it’s important that you take proactive measures to ensure sound security management is in place within your personal devices, and security software is used to minimise your business’s exposure.
We know that navigating the world of insurance can be complex and confusing.
Even if you don’t know the first thing about insurance, we provide the expertise and support to help you understand your risks so that you can focus on your business.
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Get peace of mind and protection against cyber attacks, such as computer hacking, ransomware or data theft.
Call us on 02 4969 8100 or request a call back.
We know that navigating the world of insurance can be complex and confusing. Our brokers compare the myriad of insurance options on the market for you, providing expert advice to implement your chosen plan.
We empower thousands of Australian businesses to focus on what they do best, knowing they’re protected against any possible eventuality.